My more hands-on clients often want to evaluate a variety of investment options without the complex process of using a financial calculator. I'm always being asked if a percent or two compounded over a 30 year hold really that big a deal? The answer is not necessarily quantitative in nature. What is the value of what you are receiving in exchange for the 0.5%? For example healthy risk mitigation can be priceless. For those of you that are interested in tinkering with the numbers so you may consider things in a more tangible and less conceptual manner there's this handy little calculator compliments of investor.gov. Click here for access.