A promising juxtaposition is being noticed by growing numbers in our circles. This article speaks to the "low loan delinquency rates, which are at the lowest levels in more than a decade" just after mentioning a "slight decrease in lending". One of many signs we've consistently been seeing in the last few years that as people gain the confidence and means necessary to begin to grow their wealth they seek to better protect their gains and manage their risk more responsibly. It

Many of us arrive at the last 10 years of life only to discover a decline in quality of life due to health and or financial issues. When you have a sizable life policy stacked with cash you have options. Economical guaranteed loans against your cash value, early surrender, partial surrender, and SALE. That's right, you can sell you policy for more than the surrender value but less than the death benefit. Buyer beware...knowing you're getting fair value and evaluating whethe