FICO score's are common knowledge, yet few pay attention to their insurance score despite the fact that it impacts your premiums throughout your entire life. There's been much debate to the fairness of the practice and the validity of how scores are formulated. Much like the Medical Information Bureau the score is a tool utilized in the underwriting process that you cannot directly control, but have the ability to influence and protect through living a responsible lifestyle.

More investors than investment opportunities exist, but the up cycle is nearing its end. While core market pricing has held steady since 2015, for the past 18 months a softening in secondary markets has occurred. This slump may preview what will happen in all markets. For example, higher yields are available in suburban office parks, although the flight to the urban center to attract millennial talent may start to shift this dynamic. Overall, multiple metrics and indicators s