A promising juxtaposition is being noticed by growing numbers in our circles. This article speaks to the "low loan delinquency rates, which are at the lowest levels in more than a decade" just after mentioning a "slight decrease in lending". One of many signs we've consistently been seeing in the last few years that as people gain the confidence and means necessary to begin to grow their wealth they seek to better protect their gains and manage their risk more responsibly. It's refreshing to see that people have widened up and come to recognize that just because they can obtain credit doesn't necessarily mean they should. Click here to read the full article and gain additional insight into the stat of commercial lending markets.